A maritime worker who has sustained a work-related injury or illness is entitled to maintenance and cure compensation from their employer. Maintenance payments cover the actual costs of an employee’s regular living expenses such as rent or mortgage payments, necessary utility bills, groceries, taxes, and insurance, and they are typically paid on a weekly or bi-weekly basis.
Cure payments, however, cover the medical and treatment expenses related to the injury or illness. These payments will not last forever even if the injury results in a permanent disability. Maintenance and cure benefits continue until the injured worker’s physician deems that he or she has reached the maximum medical improvement possible.
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